With more than 30 years of experience in the mortgage industry, I bring extensive knowledge and expertise to every home financing experience. My goal is to help clients find the right mortgage program at competitive rates while making the process as smooth and straightforward as possible.
I especially enjoy working with first-time homebuyers, move-up buyers, and investors, helping each client understand their options and make informed decisions that fit their unique goals. Whether you’re purchasing your first home, moving into your next one, or expanding your investment portfolio, I’m here to provide personalized guidance every step of the way.
Based in the Denver Metro area, I proudly serve homebuyers throughout Colorado and am committed to providing the experience, service, and attention to detail you can count on.
2024 Lower, LLC dba Universal Lending Home Loans | Lower, LLC is a subsidiary of Lower Holding Company. NMLS #1124061 | 5950 Symphony Woods Road, Suite 312, Columbia, MD 21044 | nmlsconsumeraccess.org | Equal Housing Opportunity. Home lending products offered by Lower, LLC. Licensed in 47 states including the District of Columbia | Arizona Mortgage Banker License--1000936 | Massachusetts Mortgage Broker License -- MC1124061 | Massachusetts Mortgage Lender License -- MC1124061 | Lower, LLC conducts business in Kentucky, and Washington as Lower.com, LLC; Montana as Lowerdotcom,LLC; Oklahoma as “Lower Mortgage, LLC. Lower, LLC is a family of companies. Lower® and its DBAs (AMSW Lending, Community Lending, Alderus Mortgage, AMSW Lending, Banner Mortgage, Cabrales Mortgage, Community Lending, Fairfax Mortgage, First Trust Mortgage Company, First World Home Loans, Hamilton Home Mortgage, Heckman Mortgage, Homeside Financial, Homeside, Home Team Lending, Key Mortgage Group, Lengendary Mortgage, Lower, Lower Local (ID Only), Lower.com, Lower.com, LLC, McCaughan Home Lending, Oxford Home Lending, PowerProt Mortgage, PowerTPO, Sky Mortgage Group, Team Hochberg (ID Only), Thrive Mortgage, True Lending, Universal Lending Home Loans, Vybe Morgtage and Yes Mortgage) provide home loans; Lower Realty, LLC provides real estate services; Lower Insurance, LLC facilitates shopping experience for homeowner’s Insurance policies. All loans are subject to underwriting or investor approval. Not an offer of credit or a commitment to lend. All rights Reserved.
